Temporary Insurance Housing In Columbus Ohio
Experience comfort, security, and peace of mind with our temporary housing solutions
We Provide Insurance Housing Solutions With Comfort and Flexibility
When disaster strikes, it can feel like your whole world has been turned upside down. Whether it’s a fire, flood, or some other unexpected event, being displaced from your home is a deeply unsettling experience.
At Epicurean Furnished Apartments, we understand the challenges you’re facing.
We’ve helped hundreds of families over the past 5+ years with safe, comfortable, and beautiful temporary homes during unexpected life events.
We can help you, too.
Our insurance housing solutions are designed to make the process as smooth as possible for you, and we offer attractive yet practical options that are tailored to meet your unique needs.
What Is Temporary Housing?
Temporary housing is fully furnished, short-term living accommodations for individuals and families displaced due to disasters like fires, floods, or other emergencies.
Typically, these accommodations are coordinated through your insurance company who will connect you with their relocation partner to ensure you have a safe place to stay while your home is being repaired or rebuilt. However, a significant issue with this process is the time it requires.
How To Quickly Find Temporary Housing
Waiting on your insurance company to find temporary housing for you can take forever, and many families find themselves living in a hotel room for weeks.
The process can be frustrating, but here’s the good news: it doesn’t have to be that way!
If you’re tired of waiting on your insurance company (or if you don’t like the options they send you), you can actually search for furnished apartments on your own and just send them the options you are interested in.
Every insurance company is different, but they will often appreciate your proactive effort because it saves them time and makes it easier to help you.
All they need to do is approve the furnished apartment you requested, and then they are done!
Here at Epicurean, we specialize in premium insurance housing solutions that are designed for comfort, convenience, and flexibility.
Our short term apartments are not only a practical solution but also lovingly furnished and decorated so that you can truly feel at home during your stay.
The Process: How Insurance Temporary Housing Works
Navigating the insurance housing process can feel overwhelming, but we make it simple:
- Contact Your Insurance Provider: Reach out to your insurance adjuster or representative to start the temporary housing process.
- Let Us Handle the Details: Once your insurance provider connects with us, we’ll work quickly to match you with a suitable furnished apartment.
- Move In and Relax: Our local team will ensure your new home is move-in ready, so you can settle in without delay.
- Move In and Relax: Our local team will ensure your new home is move-in ready, so you can settle in without delay.
Frequently Asked Questions About Temporary Housing
Yes, homeowners insurance often covers temporary housing, but it depends on your situation and the terms of your specific policy.
This coverage is typically called Loss Of Use Coverage, sometimes referred to as Additional Living Expenses (ALE). It kicks in if your home becomes uninhabitable due to a covered event, like:
- Fire
- Storm damage (from wind, hail, etc.)
- Water damage (but usually not floods unless you have flood insurance)
- Other disasters (see your policy)
Loss of Use (ALE) often covers things like:
- Hotel stays or a rental home while repairs are being made
- Increased living expenses (like meals if you can’t cook or laundromat costs)
- Pet boarding fees (if needed)
- Storage costs if you need to store your belongings
However, it usually won’t cover you if:
- The damage is from something not covered by your policy (like flooding if you don’t have flood insurance)
- You simply choose to move out for renovations or personal reasons even though the damage to your home doesn’t make relocation necessary.
The best place to start is by checking the coverage limit on your policy. There’s usually a dollar limit (like 20-30% of your dwelling coverage). Also check the time limit (how long they’ll pay for housing, like 12-24 months), and look for a list of “qualifying events” (the types of damage and events that your policy covers).
Of course, the easiest way to get your questions answered is to contact your insurance agent.
For Displaced Families: Dozens Of Beautiful Options In Columbus’ Best Neighborhoods
Being displaced is difficult, especially for families with kids. It can be hard to maintain routines, find space for everyone, and provide a sense of normalcy in uncertain times.
Comfortable Space for Everyone
Choose from one or two bedroom apartments to fit your family comfortably. Most of our furnished apartments feature large walk-in closets and full-size dressers so you can unpack and settle in, desks and office chairs so you can comfortably work from home, large kitchen islands or peninsulas with bar/counter stools, and even dining tables. After all, life’s too short to live out of a suitcase!
Modern Amenities:
From fully outfitted kitchens and in-unit laundry to dedicated high-speed WiFi and Roku Smart TV’s to community fitness centers and pools, our furnished apartments are perfect for a temporary stay during a time of transition.
Warm Hospitality and Local Service
With cozy decor and thoughtful touches everywhere, our spaces are designed to feel less like a rental and more like a home. There’s a reason our guests say that staying with us feels like staying with family. We are known for cheerful professionalism, which means you’ll get a quick and helpful response any time you have questions. Even our rental terms are designed with the guest experience in mind…from flexible cancellation and easy change policies to credit card payment options with no transaction fee.
Why Choose Epicurean Furnished Apartments for Insurance Housing?
We know your situation is unique. That’s why our insurance housing solutions are flexible and personalized.
If you’re looking for emergency housing in Columbus Ohio, chances are you’ve already been through a lot.
Choosing the wrong short term home can make life even harder, but the one can be a refreshing sanctuary that makes a big difference for you and your family during a difficult time.
✅ Fully Furnished Accommodations
Our apartments come totally move-in-ready with everything you’ll need – including $15,000-$40,000 worth of quality furniture and decor. Every apartment comes exactly as shown in the listing photos with furniture that’s actually comfortable (often from premium retailers like Arhaus and Pottery Barn), beautiful decor by an experienced interior designer, enough kitchenware to cook and serve a gourmet meal, in-unit washer and dryer, award-winning beds with Winkbeds mattresses and Frette linens, lots of fluffy white towels, cleaning supplies, and more. You can just roll in with your suitcase and live comfortably from day one.
✅ All-Inclusive Rates
When you stay at an Epicurean apartment, you won’t need to pay separately for utilities or keep track of a bunch of other monthly bills. Our all-inclusive rates start at $119/night ($3,570/mo) and cover everything you’ll need for a comfortable and carefree stay:
- All Utilities (electric, gas, water, sewer, trash, recycling, etc).
- High Speed WiFi (fast, reliable, and dedicated to just your apartment)
- DirecTV
- Parking (off-street or garage)
- Amenity Access (gym, pool, etc)
- Much more
You simply pay 30 nights at a time via any major credit or debit card, and we take care of everything else…which means you’re free to rest and enjoy your stay.
✅ Convenient Locations
All of our furnished apartments are located within award-winning apartment communities in Columbus’s most desirable neighborhoods. We have contracts with these communities that allow us to furnish a certain number of their apartments and then “re-rent” them to folks like you who need more convenience and flexibility than the community would ever offer directly. We are highly selective about which apartments we lease and only partner with highly rated communities we know and trust. No matter which of our apartments you choose, you’ll enjoy both comfort and convenience with easy access to universities, hospitals, major employers, restaurants, and grocery stores.
✅ Flexible Lease Terms
We understand that home restoration timelines can be unpredictable. Our flexible month-to-month leases ensure you can stay as long as you need without added stress. Once you reserve your apartment, it’s yours for as long as you want to stay. You’ll never have to commit far in advance, and there’s also no need to worry about whether somebody else will book future dates you might end up needing. We simply charge your card for 30 nights at a time, and you’re free to move out whenever you want with 2 weeks’ notice. You don’t even need to time your notice perfectly! At the time you give notice, you’ll get a refund of any unneeded nights you may have already been charged for. 🙂
✅ Pet Friendly Furnished Apartments
If you have pets, we understand that furry friends are part of the family too! That’s why about 65% of our furnished monthly rentals are pet-friendly. The other 35% are “pet free” which means they are set aside for guests who are sensitive to allergens (we never allow pets inside those). Getting your pet approved is easy. Just send over a recent screenshot or copy of your vet records that show the breed and weight of any pets. Our partner communities typically have a limit of 2 pets with a total combined weight of less than 75 pounds (commonly restricted breeds not permitted). A small pet fee will apply upon approval.
✅ Midwest Hospitality
We are a small local company and truly care about making sure every guest has a wonderful experience. That’s why we have an average rating of 4.97 stars across more than 400 reviews…and why top local organizations trust us to house their executives who need temporary housing after relocating to Columbus Ohio. We are also the only short term housing company in Columbus that’s officially accredited by the Better Business Bureau with an A+ rating. Our local team goes above and beyond for our guests, and we can’t wait for you to see for yourself.
✅ Cleanliness
We have our own highly trained cleaning team. After each guest moves out, we block off our calendar for 3-5 days and complete a 10-12 hour Spring cleaning…whether it needs it or not. Even after our 100+ item checklist has been completed, a local Manager personally inspects every detail to make sure the apartment looks, feels, and smells brand new for the next guest’s arrival.
What Our Guests Are Saying
How to Get Started with Epicurean Insurance Housing Solutions
Whether you’re a family looking for a safe place to stay or an insurance professional seeking reliable temporary housing solutions for your clients, Epicurean is here to help.
At Epicurean Furnished Apartments, we believe everyone deserves a place to feel at home—especially in times of crisis. Let us help you find comfort, stability, and peace of mind with our insurance temporary housing solutions.
Our team is ready to assist you. Reach out to us to learn more about our insurance housing options or to get started. You can contact us through our website, email, or phone.
Contact Us Today